Klarna: The "Buy Now, Pay Later" Titan, Navigates a New Era of Profitability and Regulation on its Path to IPO

Klarna, the Swedish fintech pioneer that brought "Buy Now, Pay Later" (BNPL) into the global mainstream, is in the final stages of a profound transformation. After a period of staggering growth and subsequent valuation corrections, the private company is now executing a disciplined pivot from a blitzscaling, cash-burning startup to a profitable, diversi…